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What Will It Take For Apple Pay To Take Off In The U.S.?

The iPhone/Apple Watch payment system is already easy to use. But it won’t become a daily habit until it’s available everywhere.

The iPhone/Apple Watch payment system is already easy to use. But it won’t become a daily habit until it’s available everywhere.

Apple Pay is nearing its second birthday, and mobile payments are far from ubiquitous. The credit-card replacement, which lets you use an iPhone or Apple Watch to pay at retail stores, only touts a user base numbering in the “tens of millions,” according to Apple CEO Tim Cook.

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